Asset finance is widely used by businesses because it lets them acquire equipment, vehicles, or machinery without tying up large amounts of capital. Here are the Top 10 practical benefits. 1. Preserves Cash Flow Instead of paying the full purchase price upfront, the cost is spread over monthly repayments. This keeps working capital available for: wages marketing inventory growth opportunities For most businesses, cash flow flexibility is the biggest advantage. 2. Access to Be

Image: Gilberton Outback Retreat Economic researchers have noted that the Oceania region is entering a new period of wealth, driven by an unrelenting increase in hotel investment and growth potential. Due to a steady increase in foreign visitor numbers and a strong domestic travel industry, the hospitality sector in Australia and New Zealand has emerged as a major target for global capital as of early 2026. According to Tourism Research Australia and the Ministry of Business

Investing in growth is a key requirement in business today. This report from Skift presents five opportunties for tourism businesses to invest in diversified growth. Funding these opportunities begins with tapping into solid tourism experience in sourcing business finance. "The challenges and opportunities are clear. The travel and hospitality industry is entering another cycle of financial uncertainty and consolidation [edit] has intensified pressure on brands to innovate an

The federal government has announced a new digital platform for vineyards will be in place by the end of the year. This focussed data will assist with business finance by providing high line information on the current industry status through tracking vineyard sizes, ages and grape varieties. Wine Australia will take the lead on the project in consultation with the industry. The platform will be funded through the federal government's more than $4-million Grape and Wine Sector

1. How much deposit do you need for commercial property? Most lenders require 30–40% equity, depending on asset quality, lease strength and location. 2. What LVR do banks offer on commercial property? Typically 60–70%, with higher leverage possible for strong industrial assets with long leases. 3. What is DSCR in commercial lending? Debt Service Coverage Ratio measures whether rental income sufficiently covers loan repayments. Most lenders require at least 1.25x. 4. Is com

Selective commercial property finance opportunities Commercial property finance in 2026 is disciplined, income-driven and risk-priced. It is not residential lending with bigger numbers. Banks and non-bank lenders assess income durability, lease strength, valuation sensitivity and borrower structure — particularly in the low-to-mid market. If you are purchasing: A small warehouse in Sydney or Brisbane A suburban office in Melbourne A retail strip on the Gold Coast A regional i

There is plenty of money moving into existing commercial property - just not into construction of new commercial property. The pressure within the restricted pipeline for both commercial and residential construction is growing.

Many Australians juggle multiple debts—credit cards, personal loans, car finance, and even buy-now-pay-later accounts. While manageable...

When it comes to achieving your financial goals, whether buying your first home, investing in property, or consolidating debt, choosing...